What happens if I do not have enough evidence to support my dispute?
If you do not have enough evidence to support your dispute when you file a credit card dispute resolution case in Florida, then the burden is on you to prove that your claim is valid. This means that you will need to show sufficient evidence, such as bank statements, receipts, or other documents, to prove your dispute is valid. If you are unable to provide this evidence, the credit card company will not be able to adjudicate the case in your favor. If you are unable to provide enough evidence to support your dispute, you can still take your case to court. In this instance, you would need to represent yourself and present your case to a judge or jury. Depending on your case and the evidence provided, the judge or jury could decide whether or not you are right and award you a judgement. In some cases, your dispute may be resolved without the need for litigation. The best thing to do if you do not have enough evidence to support your dispute is to contact and negotiate with the credit card company directly. This could result in a settlement agreement or a credit in your favor. No matter what, it is important to keep careful records of your dispute and to gather as much evidence as you can to support your case. Doing this could help you prove that your dispute is valid and potentially save you from the time and expense of litigation.
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