How can I protect myself from errors and fraudulent charges on my credit card?

Protecting yourself from errors and fraudulent charges on your credit card can be done through a combination of proactive steps. First, it is important to monitor your credit card statement each month to ensure all charges are accurate. If a charge is in error or fraudulent, it must be reported as soon as possible. Second, utilize strong passwords for your online accounts and be aware of the latest scams. Fraudsters use sophisticated techniques to obtain access to your credit card information, so protecting your accounts with strong passwords is important. Also, make sure to never share credit card information with anyone, even if someone contacts you claiming to be from your credit card company. Third, keep your credit card in a secure location at all times, avoid leaving it behind in public places, and do not allow anyone to use your credit card without your permission. Finally, if you become a victim of credit card fraud or error, Georgia has enacted a Credit Card Dispute Resolution Law which requires companies to investigate disputed charges within a reasonable amount of time. By following the steps described above, you can help ensure that your credit card is safe from errors and fraudulent charges.

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