How do I stop debt collectors from calling?

It is important to remember that debt collectors are allowed to call you but only within certain limits. The Fair Debt Collection Practices Act (FDCPA) protects consumers from harassment and abuse by debt collectors. In California, the Rosenthal Fair Debt Collection Practices Act supplements this law. If you are having trouble stopping debt collectors from calling, the first step would be to send the collector a letter requesting they cease all communication with you. This letter should include your full name, address, and your account number. Be sure to include a statement that you want all calls and communication to stop. It is best to send this letter via certified mail, so you can prove that the letter was sent. Another option is to contact an attorney or a consumer protection organization. An attorney will be able to advise you on the best steps to take to stop the creditor from calling. A consumer protection organization can also provide useful advice and resources. Finally, if a debt collector calls you again after you have sent them a cease and desist letter, you should let them know that you have already asked them to stop calling. You may also want to file a complaint with the Federal Trade Commission and the California Department of Justice. In summary, if you are having trouble stopping debt collectors from calling, the first step is to send the collector a cease and desist letter. Additionally, you may want to contact an attorney or consumer protection organization for direct advice. Lastly, if a debt collector continues to call you, you may want to file a complaint with the appropriate government agencies.

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How do I stop debt collectors from calling?

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