What can I do if I am being harassed by debt collectors?

If you are being harassed by debt collectors in New Hampshire, you have legal recourse. Under New Hampshire law, you are entitled to file a dispute with the creditor to contest payments due, and the creditor must provide a written response. Furthermore, any creditor or collection agency must comply with the Fair Debt Collection Practices Act (FDCPA) to ensure fair debt collection practices. The FDCPA contains many protections for consumers and prohibits harassing debt collectors from engaging in certain activities. This includes using threats of violence, calling you repeatedly, and using offensive language. Additionally, the FDCPA prohibits debt collectors from revealing information about your debt to anyone other than yourself and your attorney. If you are being harassed by debt collectors, you have options to protect your rights. You can contact the creditor or collection agency and demand that they stop. Furthermore, you can take legal action and file a complaint with the Federal Trade Commission (FTC). The FTC can investigate the debt collector’s conduct and take civil or criminal action against it. It is important to remember that creditors and debt collectors are not allowed to harass you into making payments. To protect yourself from debt collector harassment, you should always keep records of communications and know your rights under New Hampshire credit card dispute resolution law. Lastly, consider consulting with a lawyer to ensure your rights are properly protected.

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What can I do if I am being harassed by debt collectors?

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