What should I do if I am threatened or intimidated by debt collectors?

If you are threatened or intimidated by debt collectors in Washington, it is important to take action right away. Your first step should be to contact your credit card issuer. Credit card holders have the right to dispute any inaccurate information on their credit report and request that the issuer investigate the issue. If the issuer cannot resolve the issue, they can refer you to free legal aid services or to a consumer protection agency. If the debt collectors persist, you should consider filing a complaint with the Washington State Department of Financial Institutions. You can also file a complaint with the Consumer Financial Protection Bureau if the debt collectors are violating federal laws. Additionally, you can contact an attorney for legal advice to determine what type of recourse you may have against the debt collector. You can also contact your local law enforcement if you feel threatened. Ultimately, it is important to keep detailed records of the debt collector’s actions, such as recorded phone conversations, emails, or letters. Keeping this information will be beneficial if you need to take legal action.

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What should I do if I am threatened or intimidated by debt collectors?

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