What happens if the debt collection agency or creditor refuses to accept my dispute?

If the debt collection agency or creditor refuses to accept your dispute in Rhode Island, you have several options. First, you can contact the Federal Trade Commission (FTC) in Rhode Island. The FTC is responsible for ensuring that debt collectors comply with state and federal laws, and if it finds that the debt collector or creditor has violated the law, it may take action against them. You can also file a complaint with the Rhode Island Department of Attorney General’s Consumer Protection Unit. The Consumer Protection Unit can investigate your claim of unfair practices and take action, if appropriate. Finally, if you believe that the refusal to accept your dispute is illegal or violates credit card dispute resolution laws, you may be able to pursue a claim in court. The best way to pursue this option is to contact a lawyer familiar with consumer-protection laws. The most important thing to remember if the debt collection agency or creditor refuses to accept your dispute is to take action. Do not let them get away with it. By taking action, you are more likely to get a favorable outcome in the end.

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What happens if the debt collection agency or creditor refuses to accept my dispute?

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