How can I get my credit report corrected?

If you have been the victim of a fraudulent credit card charge or feel that your credit report is incorrect, you may be able to have it corrected through credit card dispute resolution law in Washington. To get started, you should contact the credit bureau that issued the report and dispute the charges. You can do this through mail, telephone, or online. Before filing your dispute, make sure to collect evidence that backs up your claim. This evidence might include copies of documentation or receipts that prove the disputed charge is incorrect. Once you have gathered all your evidence, it’s time to submit your dispute. Be sure to include your contact information and the disputed charge with your claim. The credit bureau must investigate your claim and provide you with a written report of the outcome. If your claim is found to be valid, they must correct your report. If your claim is denied, they must provide you with written notice. You can then file a complaint with the Attorney General’s Office if the credit bureau does not correct the report. It’s important to stay organized and patient throughout the process. If you need help understanding or exercising your rights, you can contact a credit counseling agency or consumer law center for assistance.

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How can I get my credit report corrected?

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