What is the minimum credit score required to qualify for a credit card?

In Illinois, the minimum credit score required to qualify for a credit card will vary depending on the type of card and the lender. Generally, credit scores range from 300 to 850, with higher scores indicating a better credit history. For the most part, higher credit scores are needed to qualify for unsecured credit cards, while lower scores may be accepted for secured cards. In general, a credit score of at least 630 is generally required to qualify for an unsecured credit card and a score of at least 580 may be acceptable for a secured credit card. However, these may differ depending on the lender, and some lenders may require a higher score than this. Depending on the applicant’s credit score and history, some lenders may approve a credit card with a lower score or may require an additional fee or deposit. It is important to keep in mind that just because an applicant has a certain credit score does not mean they will automatically qualify for a credit card. Credit card issuers will take other factors into consideration such as income, debt-to-income ratio, and past credit history. Additionally, many credit card companies have their own minimum scores that must be met in order to qualify for a credit card.

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What is the minimum credit score required to qualify for a credit card?

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