How do I dispute unauthorized charges on my credit card?

If you have unauthorized charges on your credit card, you should act immediately. Under Delaware credit card law, you are not liable for any unauthorized charges made to your card if you notify the card issuer within sixty (60) days of the statement that reflects the fraudulent charges. First, you should contact your credit card company as soon as you discover the unauthorized charges. Explain to them what has happened and make sure to keep the receipt and/or any other evidence you may have of the charges. Next, you should contact the merchant that is responsible for the charges and inform them of the unauthorized purchase. They should be able to refund the money or provide alternative forms of payment in order to resolve the dispute. Finally, you should report the fraud to the police. Contact your local police department and file a police report in order to open a case. This will help the police to investigate the charges and take action against the merchant if necessary. By following these steps, you can dispute unauthorized credit card charges in Delaware. Remember, it’s important to act quickly and keep detailed records of any communication with the merchant or credit card company in case you need to pursue legal action.

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How do I dispute unauthorized charges on my credit card?

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