What is a co-branded credit card?

A co-branded credit card is a type of credit card that has been created by collaborating with two companies. It can be issued by either of the two companies (the issuer and the co-brand partner) and offer the customers benefits from both companies. For example, a co-branded credit card can offer discount coupons from the co-brand partner as well as rewards points from the issuer. In Montana, co-branded credit cards are regulated by the Credit Card Law. This law is designed to protect consumers from potential abuses and deceptive practices that might be associated with credit cards. The law requires issuers to clearly disclose any costs, fees, or other terms associated with the card, including any benefits associated with the co-brand partner. It also requires that issuers send an accurate annual statement that lists all transactions made with the card over the past year. Co-branded credit cards can be a great way for consumers to take advantage of discounts, rewards, or other offers from both the issuer and their co-brand partner. However, it is important for consumers to carefully review the terms and conditions of the card before signing up. This will ensure that consumers understand all of the costs and benefits associated with the card and make the most of their co-branded credit card.

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What is a co-branded credit card?

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