What is a co-branded credit card?

A co-branded credit card is a type of credit card that is issued by two companies in partnership. The card typically displays both the name of the financial services company that issued the card (or the bank issuing the card) and a logo of a partner company. The partner company may be a retail store or a travel website, for example. In Texas, co-branded cards are subject to the same credit card laws as regular cards. This includes laws related to interest rates, fees, and payments. If the card is offered to Texas residents, it must provide the same protection against unfair and deceptive practices as other cards. The co-branded credit cards also come with additional benefits. Depending on the partner, customers may be able to get additional rewards points or discounts with their credit card purchase. The partner company may also add additional features such as frequent flyer miles or cash back rewards. Co-branded cards can be an excellent way to get rewards from two companies at once, but consumers should always read the terms of the card before applying. They need to be aware of any additional fees or interest rates that may be associated with the card. Additionally, it is important to remember that these cards may have higher fees and interest rates than regular credit cards.

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What is a co-branded credit card?

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