Is it safe to use my credit card online?

Using your credit card online is generally safe if you take a few precautions. For starters, make sure the website is secure and has an up-to-date encryption system. When in doubt, check for the padlock icon in the address bar or a “https” at the beginning of the URL. Additionally, you should avoid using public Wi-Fi networks for credit card transactions, as they are not as secure as private, home-based networks. When entering in your credit card information, be sure to double check the merchant’s name and transaction details. If anything looks suspicious, it’s best to cancel the transaction or contact the business directly. Similarly, it’s helpful to review your account transactions weekly to ensure that all charges are legitimate. Finally, in Texas, the Credit Card Act of 2009 provides consumers with extra protection against fraudulent activity. This includes stringent guidelines on how credit card issuers must present and manage fees and penalties, as well as a cap on the maximum payment due for each month. If you suspect fraudulent activity on your account, you can report the incident to the Texas Attorney General’s office in order to receive help. Overall, if you take the necessary measures to protect your personal information and monitor your account, using your credit card online can be safe.

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Is it safe to use my credit card online?

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