How do I dispute a charge on my credit card statement?

If you have noticed a charge on your credit card statement that you did not authorize, you should contact your credit card issuer right away. According to California state law, you have 60 days to dispute a charge on your credit card statement. To dispute a charge, you need to contact your credit card issuer and provide them with the necessary information. This includes providing proof of the unauthorized charge, such as a receipt. You should also state why the charge is not legitimate. Depending on the issuer, you may contact them by phone, email, or online. Once your dispute has been submitted, the credit card issuer will investigate the claim. During this time, the issuer will contact the merchant who provided the service. If the dispute is successful, the charge will be credited back to your account. It is important to remember that if the dispute is successful, you may still be responsible for any applicable interest or fees associated with the unauthorized charge. It is also important to follow up with your credit card issuer to confirm that the charge has been removed from your statement. By disputing the charge, you can help ensure that your credit card statement is accurate and up-to-date. It is also a good way to protect yourself from fraudulent charges and identity theft.

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How do I dispute a charge on my credit card statement?

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