How do I dispute a charge on my credit card statement?

If you have recently viewed your credit card statement and found a charge that you did not make, you can dispute the charge with your credit card issuer. To dispute a charge on your credit card statement in Georgia, you must first identify the charge. Make a note of the date, merchant name, and amount of the charge. Next, contact your credit card issuer (the company you use for your credit card) to inform them about the charge. Explain why you are disputing the charge and provide supporting evidence if possible. The credit card issuer will likely ask you to provide a written explanation for the dispute and provide additional documentation. Once the credit card issuer receives your dispute, they will review and investigate the charge. The credit card issuer should contact you with a resolution within 30 days. If the investigation reveals that the charge was not valid, the credit card issuer will reverse the charge. If the charge is valid, you will be required to pay the disputed amount. By disputing a charge on your credit card statement, you protect yourself from fraudulent charges and also help to protect other consumers from similar fraud. It is important to take action right away when you see a charge you do not recognize on your credit card statement.

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