How do I dispute a charge on my credit card statement?

If you notice a charge on your credit card statement that you did not authorize, you can dispute it by following a few steps. First, it is important to act quickly. You must contact the business that billed you and explain why you are disputing the charge. You should also contact the credit card issuer and explain your situation. The credit card issuer will investigate the dispute and work with you to resolve the issue. The next step is to submit a dispute form to the credit card issuer. The form will have information about the billing dispute. This should include the date and any relevant transaction numbers. You should also provide documentation such as a copy of the invoice or sales receipt. The credit card issuer may require additional documents. The credit card issuer may contact the business that billed you to resolve the issue. If the party does not respond, the credit card issuer may refund the charge. If the dispute is valid, the credit card issuer will refund the amount and update your statement. It is a good idea to keep records of all communications with the business and credit card issuer. If you are not satisfied with the outcome, you can contact the Maryland Office of the Attorney General or file a complaint with the Federal Trade Commission.

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