What is the difference between a regular credit card and a rewards credit card?
A regular credit card and a rewards credit card may look the same, but they have some key differences. A regular credit card, also called a standard credit card, is designed to help you make everyday purchases. Most standard credit cards don’t have any additional rewards that come with using them, aside from interest-free financing and other basic benefits. A rewards credit card, on the other hand, usually includes additional benefits and perks that make the card more attractive to consumers. These perks can include cash back, travel rewards, points, discounts, and more. With a rewards credit card, you can earn points each time you make a purchase, which can be used to redeem rewards such as gift cards, airline miles, and discounts on future purchases. Delaware has laws in place to protect consumers when using credit cards. If you’re a Delaware resident, you can contact your state’s attorney general’s office to learn about the laws regulating credit cards and see if a rewards credit card is right for you.
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