What is the difference between a regular credit card and a rewards credit card?

The difference between a regular credit card and a rewards credit card is that a rewards credit card provides rewards for purchases made with the card. With a regular credit card, users can still purchase goods and services and are not required to spend any money to receive rewards. A rewards credit card allows users to gain rewards points for every dollar they spend using the card. These points can be used to buy items or services, redeem cash back, or even book travel. Some rewards credit cards also have additional features such as no foreign transaction fees, bonus points for certain purchases, and balance transfer offers. In Montana, both kinds of credit cards are generally accepted with all merchants. All credit cards used in Montana must abide by the Credit Card Law, which requires disclosure of all fees, terms, and conditions, and does not allow deceptive practices. The law also provides consumer protections such as anti-fraud measures, dispute resolution, and use of funds for added security. In addition to the terms and conditions of credit cards, users should also consider the fees they will pay when choosing a card. Rewards credit cards often come with annual fees, foreign transaction fees, and balance transfer fees. Regular credit cards may also have some fees, but they are typically lower than those associated with rewards cards.

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What is the difference between a regular credit card and a rewards credit card?

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