Can I use a credit card to make purchases abroad?

Yes, you can use a credit card to make purchases abroad if the card is issued from a bank in Maryland. The Credit Card Law in Maryland was designed to protect consumers from deceptive and abusive practices by credit card companies. Under Maryland law, credit card companies must provide clear and conspicuous disclosure of all terms and conditions of their credit card agreements. The law also prohibits the charging of certain fees such as over-the-limit fees and late fees. Additionally, the law prohibits credit card companies from making any changes to their agreement without providing at least 45 days advanced written notice to the cardholder. When using a credit card to make purchases abroad, it is important to verify that the credit card company you plan to use complies with the Credit Card Law in Maryland. Additionally, you should make sure there are no hidden additional fees or charges before you make any purchases. It is also important to confirm the currency in which you are making a purchase, as this can affect the exchange rate. Finally, you should be aware of any foreign transaction fees that may be associated with the purchase.

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