What happens if I am sued for a debt?

If you are sued for a debt in Delaware, the Consumer Debt Defense Law can help you protect yourself. Under this law, a creditor must prove that the debt is valid and that you are the correct person to pay it. The creditor must also provide evidence of the debt, such as a written agreement from you, a statement showing the amount owed, or copies of any notices sent to you. If the creditor does provide evidence, the court will decide whether to hold you liable for the debt. If the court finds that you are liable, then it will determine how much money you must pay or other actions you must take to settle the debt. If the court decides that you do not owe the debt, or if you cannot prove that you do not owe the debt, then it may order the creditor to prove the validity of the debt. If the creditor does not provide sufficient evidence to prove the debt, then the court will dismiss the suit. The Consumer Debt Defense Law is designed to protect consumers from unfair debt collection practices. If you believe a creditor has violated the law, you can file a complaint with the Delaware Department of Justice.

Related FAQs

Can a debt collector sue me outside of the state I reside in?
Can I be sued for a debt after the statute of limitations has expired?
How do I settle a debt?
How do I stop a debt collector from harassing me?
How do I dispute an incorrect debt amount?
How do I challenge a charge-off on my credit report?
Can a creditor report an old debt?
What is a debt validation letter?
Can a creditor garnish my wages?
What is the statute of limitations on debt collection?

What happens if I am sued for a debt?

Related FAQs

Related Blog Posts