What happens if I am sued for a debt?

If you are sued for a debt in New Hampshire, you must take action. The first step is to be aware if and when you are being sued. This means you must take steps to ensure you are aware of the lawsuit, including registering for e-service if it is available, as well as accepting legal notices to your address or P.O. box. Once you receive notice of the lawsuit, you should respond by filing an answer with the court. When you do so, it is important to be truthful and provide the correct legal term for your defense. Depending on the type of debt, there are different defenses that may be available to you. These include statues of limitations, lack of proof of the debt, or not having the ability to pay the debt. If you do not respond to the lawsuit, you can be deemed in default and a court order may be issued to collect the debt. If this happens, the court may be able to garnish your wages or take other actions to collect on the debt. It is important to take the lawsuit seriously and make sure you are responding properly. You have the right to challenge the debt and should consider meeting with a lawyer to understand your options.

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What happens if I am sued for a debt?

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