Can I dispute a debt in court?

Yes, you can dispute a debt in court in the District of Columbia. The Consumer Debt Defense Law of the District of Columbia allows consumers to file a lawsuit against debt collectors to dispute an alleged debt. A consumer can bring a claim against a debt collector who engages in unfair debt collection practices, such as attempting to collect a debt that is not owed, calling unnecessarily or harassing a consumer about the debt. A consumer can also challenge the accuracy of the debt or dispute the amount owed. To dispute a debt in court, a consumer must first file a complaint in the local court, alleging that the debt collector violated the Law. The consumer also needs to provide evidence to support their claim. Once the complaint is filed, the court will review the evidence and make a ruling. Depending on the ruling, the debt collector may be ordered to pay damages, or the entire debt may be forgiven. It is important to note that the consumer must file their complaint within three years of the date the debt was incurred. If the consumer waits longer than three years to dispute a debt in court, their claim may be dismissed. Overall, the Consumer Debt Defense Law of the District of Columbia allows consumers to dispute a debt in court. By filing a complaint and providing evidence to support their claim, a consumer can challenge the accuracy of a debt or dispute the amount owed. If the court rules in their favor, the debt collector may be ordered to pay damages or the debt may be forgiven.

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Can I dispute a debt in court?

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