Can I dispute a debt in court?

Yes, you can dispute a debt in court in Pennsylvania under the Consumer Debt Defense Law. This law allows consumers to raise certain defenses to a debt that is being sought by a creditor. These defenses are related to the validity of the debt, such as whether the debt was properly created and whether the consumer was properly notified of its existence. It is important to note that the Consumer Debt Defense Law applies to consumer debts as defined under Pennsylvania state law. As such, it does not apply to business debts or any other debts which are not consumer debts. If you believe you have valid defenses to a debt, you may file a motion in court to raise those defenses. You should prepare evidence to back up each of your defenses, as well as any other relevant documents. You should also be aware that if you succeed in having the debt ruled invalid, the creditor may still pursue legal action against you to recover the debt. As such, it is important to weigh the risks of disputing the debt in court with the potential benefits.

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Can I dispute a debt in court?

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