How do I stop a debt collector from harassing me?

In West Virginia, you have the option to use Consumer Debt Defense Law to stop debt collectors from harassing you. This law allows you to take certain steps to protect yourself and provide debt relief. First, you should contact the debt collector in writing and explain your situation and that you are not responsible for the debt. Request that all communication be done in writing only. This will stop them from calling or sending you threatening messages. Next, you can file a complaint with the Consumer Financial Protection Bureau (CFPB). The CFPB is a government agency that helps protect consumers’ rights and enforces the law. They can investigate your claim and take action against the debt collector if they find any violations of the law. You can also contact an attorney specializing in consumer debt defense law. An attorney can help you determine your legal options and protect you from debt collectors. Finally, you may also want to contact the West Virginia Attorney General’s Consumer Protection Division. This division investigates violations of the Consumer Credit and Protection Act and other consumer laws. They can help you take legal action against debt collectors. By taking these steps, you should be able to stop debt collectors from harassing you and have a better chance of getting the debt relief that you need.

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How do I stop a debt collector from harassing me?

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