How do I stop a debt collector from harassing me?
If you are being harassed by a debt collector in Wisconsin, there are several steps you can take to protect yourself and stop the harassment. One of the most important things you can do is find out your rights under the Wisconsin Consumer Debt Defense Law. Under this law, debt collectors are prohibited from using certain tactics that can be considered harassment, such as making repeated calls, using threats or profane language, publishing your name and debt information, and making false or misleading statements. You should also be aware that you have the right to request validation of the debt from the debt collector. This means that they must provide proof that you actually owe the debt. If they are unable to do so, they must stop their collection efforts. You can also send a cease and desist letter to the debt collector, which tells them to stop all contact with you. However, it is important to remember that this will not stop them from taking legal action against you. If the debt collector persists in harassing you, your best option is to contact a lawyer who specializes in consumer debt defense law. The lawyer can help you take the appropriate action to protect yourself from further harassment and abuse by the debt collector.
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