What should I do if a creditor refuses to accept a payment plan?

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What is a consumer debt defense attorney?
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How is a debt erased after seven years?
Can a debt collector threaten me with jail time?
What happens if I default on a debt repayment plan?
Can a debt collector threaten to sue me?
What is the statute of limitations on debt collection?
Can I negotiate with a creditor?
Can a debt collector threaten to call the police?
Can I be sued for a debt after it is charged off?

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