Can a debt collector contact my family or friends about my debt?

In Wisconsin, debt collectors are not allowed to contact your family or friends about your debt. This is protected by the Wisconsin Consumer Debt Defense Law. The Wisconsin Consumer Debt Defense Law puts restrictions on how debt collectors can contact people about overdue debts. Debt collectors are prohibited from contacting third parties (e.g. your family or friends) for the purpose of collecting a debt. This also applies to any legal action against someone owing a debt. Debt collectors are still allowed to contact third parties in some limited cases to contact you. For example, they may contact a third party to gather information on where you live or where you work. However, they may not contact the third party to discuss the debt itself. If a debt collector does contact your family or friends about your debt, you can report them to the Wisconsin Department of Financial Institutions. The Department will investigate the complaint and take action if necessary. It is important to remember that debt collectors must follow the rules set out by the Wisconsin Consumer Debt Defense Law. They are not allowed to contact your family or friends about your debt. If they do, you can report them to the Wisconsin Department of Financial Institutions.

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