What is wage garnishment?

Wage garnishment is a type of debt collection practice used by creditors to collect unpaid debts. It is a process where a creditor can take a portion of a debtor’s wages to satisfy a debt. In the state of Kansas, the maximum amount a creditor can take from an individual’s wages is set by state law. Wage garnishment is initiated when a creditor requests a court order. This court order is called a garnishment order and it allows the creditor to legally deduct a certain portion of a debtor’s wages. The debtor must be given a copy of this order in advance of the garnishment. In Kansas, creditors are not allowed to garnish more than 25% of a debtor’s wages or the amount of disposable earnings that is over 30 times the federal minimum wage, whichever is less. It is important to note that creditors may still pursue other methods of collection, such as bank levies and property liens, even if wage garnishment is not an option. It is important to understand the laws surrounding wage garnishment in Kansas. The Consumer Debt Defense Law outlines the rights of a debtor and the limits placed on creditors. It is important to be aware of these laws and take appropriate action to protect yourself if you are facing debt collection efforts, such as wage garnishment.

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What is wage garnishment?

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