What is wage garnishment?

Wage garnishment is a type of consumer debt defense law that is used in Ohio to help creditors collect unpaid debt from people. It is a process by which the court or a creditor can require an employer to withhold money from an employee’s wages to pay the debt. For example, if you owe a creditor money and they take you to court, the court may order your employer to take a certain amount of money from your paycheck until the debt is paid. This is called wage garnishment. Wage garnishment can be done for a number of debts, including unpaid taxes, child support, student loans, and credit card debt. In Ohio, creditors are allowed to garnish up to 25% of an employee’s gross wages to pay back the debt. For example, if you owe $2,000 in credit card debt and earn $4,000 per month in gross wages, the court could order your employer to withhold $1,000 each month from your paycheck to pay off the debt. While wage garnishment can help creditors collect overdue debts, it can also have a negative impact on the employee. Having your wages garnished can make it difficult to pay your other bills and, in some cases, it can even lead to a loss of employment. Therefore, it is important to be aware of your rights as an employee in Ohio and to contact a consumer debt defense attorney if you are facing wage garnishment.

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What is wage garnishment?

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