Can a debt collector call me at work?

In Oregon, the rules around debt collectors calling someone at work are outlined in the state’s Consumer Debt Defense Law. Generally speaking, a debt collector is not allowed to call you at work if you have told them specifically that it is not okay. However, if you haven’t made that request, a debt collector may be allowed to call your workplace to confirm your address or to find out your contact information. When a debt collector does call you at work, they must not reveal your debt situation to other people. They must also respect any requests to stop calling you at work. If you tell them that you do not want to be called at work, they must abide by that request. The Consumer Debt Defense Law also requires that debt collectors follow regulations surrounding how often they contact you and what methods they use to contact you. Debt collectors are limited to one telephone call per day between the hours of 8 AM and 9 PM, and they cannot use abusive language. They must also inform you of your right to dispute a debt and provide verification of the debt if asked. Overall, it is important to remember that debt collectors must abide by the Consumer Debt Defense Law in Oregon. If you do not want to be contacted at work, let them know and they must respect your wishes.

Related FAQs

Can I be held liable for a debt if I co-signed a loan?
What is the statute of limitations on credit card debt?
How do I stop a debt collector from calling me?
What is a debt collector’s burden of proof?
Can I be sued for a debt after it is charged off?
What is a debt validation letter?
What is a default judgment?
Can a debt collector report a paid debt as unpaid?
What is a cease and desist letter?
What happens if I am sued for a debt?

Can a debt collector call me at work?

Related FAQs

Related Blog Posts