How do I request validation of a debt?

If you are in Oregon and you are looking to validate a debt, you should seek the help of a consumer debt defense lawyer. In Oregon, consumer debt defense law requires that creditors or debt collectors validate a debt before any collection efforts can begin. To request validation of a debt, you should reach out to the creditor or debt collector in writing. You can also contact a consumer debt defense lawyer in your area for help with requesting validation of the debt. When requesting validation of the debt, it is important to provide all relevant information about the debt, including the name of the creditor, the account number, the amount of the debt, and the date you received the letter from the debt collector. You should also include your personal information, including your name, address, and phone number, as well as your Social Security number. When the creditor or debt collector receives your request, they have to validate the debt within 30 days. They must provide evidence of the debt, such as a copy of the original contract or agreement, or a statement from the creditor with details about the debt. If they fail to provide this information, they must stop all collection efforts and can no longer take legal action to collect the debt. If the debt collector still attempts to collect the debt, contact a consumer debt defense lawyer in your area. A consumer debt defense lawyer can help you understand your rights and protect you from further creditors’ harassment.

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How do I request validation of a debt?

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