How do I file a complaint against a debt collector?

Filing a complaint against a debt collector in Hawaii is relatively easy, though it can take some time and effort. The first step is to contact the creditor or debt collector and inform them of the problem. You can do this by sending a letter or calling them. Make sure to include any information about the debt that you have, such as account numbers and the date the debt was incurred. Be sure to keep a copy of your letter. The second step is to contact the Hawaii Office of Consumer Protection. They can be reached either by phone or online. They will provide a complaint form that you will need to fill out. Be sure to include as much detail as you can, such as relevant dates and information about the debt collector. Once you have submitted the form, the Hawaii Office of Consumer Protection will investigate the complaint. If the investigation reveals that the debt collector has violated any Consumer Debt Defense Law, they will take action against them. If the investigation does not result in action being taken, you can still take legal action against the debt collector. You may want to contact a lawyer to discuss your options. Finally, remember to keep all documentation related to your complaint. This will help if you later need to take legal action. Filing a complaint against a debt collector in Hawaii is not an easy process to go through, but it is a necessary one if you want to protect your rights.

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How do I file a complaint against a debt collector?

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