Can I negotiate with a debt collector?

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Can a debt collector charge interest or late fees on my debt?
Can a debt collector threaten to sue me?
What is the statute of limitations on debt collection?
Can I be sued for a debt after the statute of limitations has expired?
What is a debt relief order?
Can a debt collector threaten to call the police?
Can I be held liable for a debt if I co-signed a loan?

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