Can a debt collector threaten to sue me?

In Wisconsin, it is illegal for debt collectors to threaten to sue you in order to collect on a debt. In fact, according to the Wisconsin Consumer Debt Defense Law, debt collectors are prohibited from threatening you with legal action unless they have an actual intention to pursue legal action in court. If a debt collector does threaten to sue you, then they are violating the law and subject to civil penalties. However, it is important to note that debt collectors can still take legal action against you to collect a debt, just as long as they are not threatening to do so. For example, a debt collector can take you to court and you could still be held accountable for the debt. In addition, debt collectors are allowed to send you written notices in order to collect on the debt, but they are not allowed to threaten you with legal action in the notice. If the debt collector does threaten to sue you, then you may be eligible to take civil action against them. All in all, debt collectors in Wisconsin are prohibited from threatening to sue you in order to collect on a debt. However, they are still allowed to take legal action against you in order to collect the debt. If they do threaten to sue you, then you may have legal options that can help protect you.

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Can a debt collector threaten to sue me?

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