Can a debt collector threaten to call the police?
No, a debt collector is not allowed to threaten to call the police in South Carolina as a way to force an individual to pay a debt. This is against Consumer Debt Defense Law, which was established to protect individuals from aggressive collection practices. According to this law, debt collectors are prohibited from using certain tactics such as harassment, abuse, false statements, calls at inappropriate times, and threats to arrest or jail the debtor. Furthermore, debt collectors are not allowed to threaten to involve the police or anyone else in the collection of a debt, even if they are legally entitled to do so. Also, debt collectors are not allowed to contact or communicate with the debtor’s family, friends, neighbors, or employers in an attempt to collect a debt. If a debt collector attempts to do any of these things, you should immediately contact a lawyer and the Consumer Protection Division of the South Carolina State Attorney General’s office. You should also keep careful records of all interactions with a debt collector. Make a note of the date and time of the contact, the debt collector’s name, and a brief summary of what was said. This information can help protect you from any potential violation of South Carolina’s Consumer Debt Defense Law.
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