How can I stop debt collectors from calling me?

If you are being contacted by debt collectors in California, there are steps that you can take to stop them from calling. First, you can send a letter to the debt collector telling them to stop contacting you. This is called a Cease and Desist letter. In the letter, you should state that you are not giving the debt collector permission to contact you and you want them to stop immediately. It is important to note that sending a Cease and Desist letter does not get rid of your debt, it just stops the debt collector from contacting you. Second, you can also contact a Consumer Debt Defense Law attorney who can work with you to help stop debt collectors from calling. A Consumer Debt Defense Law attorney can negotiate with debt collectors and put an end to the harassing phone calls. They can also look at your financial situation and explain your legal rights as a consumer and advise you on the best course of action. Third, you can contact the California Department of Business Oversight. The department can investigate violations of the law by debt collectors and offer advice on how to stop them from calling. Finally, if the debt collector is violating the law, you can file a complaint with the Consumer Financial Protection Bureau (CFPB). The CFPB will look into your complaint and take action against the debt collector if they are found to be violating the law. By taking these steps you can stop debt collectors from calling you, but it is important to note that these steps do not get rid of your debt. To do that, you may need to work out a payment plan with the debt collector or negotiate a settlement.

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How can I stop debt collectors from calling me?

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