Can a debt collector garnish my wages?

In Kansas, a debt collector may attempt to garnish your wages if you owe money to creditors. This is known as a wage garnishment. A wage garnishment is an order from a court or government agency that requires your employer to withhold a portion of your wages and send it directly to your creditor. The Consumer Debt Defense Law in Kansas states that the order for wage garnishment is only allowed if the debt is owed to a creditor or collection agency and the creditor has obtained a court judgement against you. If you are served with a garnishment order, then you are legally obligated to follow the order. However, even if you are being garnished, the Kansas Consumer Debt Defense Law still protects you. It states that if you are receiving any type of public benefits, such as Social Security, Supplemental Security Income, or Temporary Assistance for Needy Families, then your wages cannot be garnished by a debt collector. The law also establishes limits on how much of your wages can be taken as garnishment. The amount of your wages that can be garnished is based on your income and the type of debt. Overall, the Consumer Debt Defense Law in Kansas does give some protection to those who are subject to wage garnishment. It is important to remember that if you are served with a garnishment order, you must follow it even if you are receiving public benefits.

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Can a debt collector garnish my wages?

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