Can I be sued for a debt after it is sold to a collection agency?

Yes, you can be sued for a debt after it has been sold to a collection agency in California. This is referred to as debt collection. Under the California Consumer Debt Defense Law, a collection agency is allowed to file a lawsuit against a debtor in order to collect a debt. Collection agencies are able to pursue debtors through the civil court process in order to collect the money they are owed. The collection agency must provide proof that they are the rightful owners of the debt. The collection agency must also provide a written notice to the debtor informing them that they are being sued. This notice must also include a copy of the lawsuit and any additional paperwork needed in order to take legal action. Additionally, the notice must explain the debtor’s rights and how they can defend themselves. Even if the collection agency is successful in collecting the debt, the debt may still remain after the lawsuit is over. In order for the debt to be legally removed from a person’s record, the creditor must obtain a court order. It is important to understand that the Consumer Debt Defense Law does not stop collection agencies from pursuing a debt. Therefore, it is important to understand your rights and to take necessary action if you are sued by a collection agency.

Related FAQs

What is a credit counseling agency?
Can a debt collector contact my family or friends about my debt?
What is a debt collection mediation?
What rights do consumers have in debt collection?
What happens if I don’t pay a debt in full?
How do I dispute a debt collection on my credit report?
Can a debt collector threaten to garnish my wages?
What is the statute of limitations on medical debt?
Can a debt collector threaten to report me to the credit bureaus?
What should I do if a creditor refuses to negotiate?

Can I be sued for a debt after it is sold to a collection agency?

Related FAQs

Related Blog Posts