Can I be sued for a debt after it is sold to a collection agency?

Yes, you can be sued for a debt after it is sold to a collection agency. In Washington, it is important to understand the consumer debt defense law in order to protect your rights. Once a debt has been sold to a collection agency, the collection agency has the right to sue you for the debt owed. It is important to remember that when a debt is sold to a collection agency, the debt is still legally owed. Even if the debt has been sold to a collection agency, the creditor has the right to sue in order to collect the debt. The collection agency will have access to your credit reports, so it is important that you know what is listed on your credit report and ensure that it is accurate. In Washington, the consumer debt defense law states that when a debt is sold to a collection agency, the collection agency must provide you with a notice that they are attempting to collect a debt. This notice must include the name of the creditor, the amount of the debt, and the date that the debt was sold. This gives the consumer an opportunity to respond to the collection agency and dispute the debt if necessary. It is important to be aware of your rights as a consumer in Washington and understand the consumer debt defense law in order to protect yourself in case of a lawsuit. If you are sued for a debt that has been sold to a collection agency, it is important to seek legal advice about your rights.

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