What happens if I dispute a debt in court?

If you dispute a debt in court in South Carolina, you may be able to have the debt discharged or reduced. This process is known as consumer debt defense law. When a creditor pursues someone in court, the person can present evidence to dispute the debt or the amount of the debt. The court will hear the evidence and arguments to determine if the debt should be discharged or reduced. If the court finds that the debt should be reduced or discharged, the creditor will not be able to collect any further payments. The process of disputing a debt in court can be long and expensive. It is important to decide if the potential outcome is worth the cost. Consumers should also understand the rights associated with the Fair Debt Collection Practices Act, which regulates collection tactics. If the court does not find in your favor, you may be required to pay the debt in full. The court may also order wage garnishment to pay the debt, or additional penalties can be imposed on you by the court. If you decide to challenge a debt in court, it is important to speak with an attorney familiar with this area of the law. They can explain the process in detail and ensure your rights are protected.

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What happens if I dispute a debt in court?

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