What happens if I dispute a debt in court?

If you dispute a debt in court in Washington, the court will hear your challenge to the debt and rule on whether or not you owe the debt. If the court finds that you do not owe the debt, then you will not be responsible for paying it. If the court finds that you do owe the debt, then you may be responsible for paying it back. The court may also order a judgment against you, which is a court order that states that you must pay the debt. When you dispute a debt in court, the court may require both you and the creditor to provide proof to back up your claims. The court will also consider other evidence that may support your case, such as bank statements, credit card statements, and other documents. If you win your dispute in court, the creditor is not allowed to contact you any longer in an attempt to collect the debt. Your credit report may also be updated to show that the debt is no longer owed. If you lose the dispute in court, then you may be responsible for paying the debt. The court may also order you to pay the creditor’s attorney fees and other court costs. If you fail to pay the debt, the creditor may take actions to collect the debt, such as garnishing your wages or filing a lien on your property.

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What happens if I dispute a debt in court?

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