How do I stop a debt collector from calling me?

If you are receiving calls from a debt collector in New Mexico, you have options to help protect your rights and stop the calls. Under the state’s Consumer Debt Defense Law, debt collectors are not allowed to harass, oppress, or abuse someone when contacting them about a debt. This means they cannot use profane language, threaten violence, make false statements, call excessively, or use tactics that are meant to embarrass or harass you. If you are being harassed by a debt collector, the first thing you should do is contact the debt collection agency and let them know that their actions are not acceptable. You should also document all of their calls and provide this information to your local law enforcement agency. Additionally, you can make a complaint to the New Mexico Attorney General’s office or the Federal Trade Commission (FTC). You can also contact the debt collector and request that they stop communicating with you. To do this, send the collector a letter via certified mail with a return receipt requested. You should clearly state that you are requesting that they stop contacting you about the debt. If the debt collector continues to contact you after you have requested they stop, you may have a claim against them and they could face penalties or be sued. If you have any further questions, you can contact a consumer debt defense attorney in New Mexico for more information and assistance.

Related FAQs

What is a credit counseling agency?
How do I dispute a debt collection on my credit report?
What is a debt collector’s duty to disclose?
Can I be sued for a debt after the statute of limitations has expired?
Can a debt collector threaten to report me to the credit bureaus?
What is the difference between debt settlement and debt consolidation?
What is a creditor’s rights attorney?
What should I do if a creditor refuses to negotiate?
What are my rights when dealing with a debt collector?
What is a hardship plan?

How do I stop a debt collector from calling me?

Related FAQs

Related Blog Posts