Can a debt collector call me multiple times a day?

In California, debt collectors are subject to the consumer debt defense law which governs the behaviors of debt collectors. Under this law, debt collectors are limited in the number of times they can call a person. The law states that a debt collector can call once a day between 8:00 a.m. and 9:00 p.m. However, if the debtor reaches out to the collector, then the collector may call them more frequently. Debt collectors must also follow courteous and professional behavior. This means that they may not use profanity, make threats, or harass the debtor. In addition, debt collectors are not permitted to call the debtor’s employer, family, friends, or neighbors about the debt. Moreover, they are not allowed to call late at night or repeatedly. Debtors also have the right to ask the debt collector to stop contacting them. This can be done verbally or in writing. Furthermore, debtors have the right to sue the debt collector if they violate the consumer debt defense law. If a debt collector is calling you multiple times a day, you have the right to demand that they stop. If they do not stop, you should contact an attorney to discuss filing a lawsuit against the debt collector.

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