Can I negotiate with a creditor?

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Can a debt collector charge interest or late fees on my debt?
What is a consumer debt defense attorney?
What is a debt collector’s duty to verify a debt?
How do I negotiate with a debt collector?
Can I be sued for a debt from a closed credit card?
What is wage garnishment?
Can I be sued for a debt after it is charged off?
What happens if I don’t pay a debt in full?

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