How can I stop a creditor from calling me?

In Pennsylvania, it is possible to stop creditors from calling you by taking action under the Consumer Debt Defense Law. The first step is to send the creditor written notice that you are asserting your rights under the law. Make sure to use certified mail so you have proof that the creditor received your notice. Include language that cites the law and states that you no longer want to be contacted by the creditor. The next step is to file a “Civil Cover Sheet” in the court of common pleas and send a copy of your filing to the creditor. Once you have followed these steps, the creditor will no longer be able to contact you, as this is illegal under the Consumer Debt Defense Law. It is important to be aware that the creditor may still have the right to take legal action against you, such as filing a lawsuit. You may wish to consult a lawyer about your rights and any available defenses in order to protect yourself from further legal action. Overall, by taking action under the Consumer Debt Defense Law in Pennsylvania, you can stop creditors from calling you.

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How can I stop a creditor from calling me?

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