What is a certified letter of verification?

A certified letter of verification is a legal document that is sent through the mail from a consumer to a creditor. This letter is used to confirm that a debt is legitimate and that the creditor is legally allowed to collect the debt. It also serves as a way for the consumer to dispute the debt if it is found to be illegitimate. In Oregon, consumers may use a certified letter of verification in accordance with the Consumer Debt Defense Law. This law protects consumers from being harassed by creditors and debt collectors who attempt to collect on a debt that may not be valid. The law requires creditors to send this letter in response to a consumer’s dispute of a debt, and it serves as evidence that the debt is legitimate or not. The certified letter of verification includes important information such as the creditor’s name, the amount of the debt, the creditors’ rights to collect the debt, and the amount of time that the consumer has to dispute the debt. It also includes information on whether the debt is past due or in collections. The certified letter of verification is an important document for consumers in Oregon and other states who are facing debt collection. It helps to protect their rights and helps them to know if a debt is valid or not.

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What is a certified letter of verification?

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