What is a certified letter of verification?

A certified letter of verification is a type of legally binding communication sent through the mail. It is often used in the context of consumer debt defense law in the state of Washington. The letter serves as a way to verify the accuracy of debts that are owed. The sender of the certified letter is typically the creditor, or the party to whom a debt is owed. The letter of verification serves to remind the debtor of their obligations. It also provides clear, written proof that the creditor is expecting payment. This can be helpful in the event of a dispute or if the creditor initiates legal action against the debtor. Certified letters of verification essentially serve as a statement that the debt exists, and the amount that the debtor is obligated to pay. The debtor then has the option to either make payment, dispute the debt, or negotiate a settlement. If a dispute arises, the debtor can use the certified letter of verification in court as evidence that the debt exists and that the amount is accurate. In addition, the letter serves as proof that the creditor has attempted all reasonable measures to collect on the debt.

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