What is a consumer debt defense attorney?

A consumer debt defense attorney is a legal professional who helps individuals dealing with consumer debt in California. This type of attorney works to protect consumers from aggressive debt collection tactics used by creditors and collection agencies. They also help clients understand their rights under federal and California consumer debt defense laws. Consumer debt defense attorneys help individuals facing either small or large amounts of debt. They may advise clients on debt management plans and negotiate with creditors to reduce total debt amounts. The attorney may advise clients on filing for a voluntary agreement or bankruptcy, and how to protect property from creditors’ seizures. The consumer debt defense attorney also works to stop creditors from harassing debtors and using illegal practices. They can inform clients about legal remedies such as restraining orders, garnishments, and other debt collection actions. This type of attorney is also familiar with the statute of limitations on debt collection and can advise clients about how to protect themselves from debt collectors. The consumer debt defense attorney can also inform clients about the Fair Debt Collection Practices Act, which is designed to protect consumers from abusive practices by debt collectors. They can help individuals obtain accurate debt information from creditors and advise them on the best course of action. A consumer debt defense attorney can also provide legal representation in court, if necessary, and help individuals resolve debt issues in a fair and reasonable manner.

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What is a consumer debt defense attorney?

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