Can I be sued for a time-barred debt?
Yes, it is possible for you to be sued for a time-barred debt in Kansas. A time-barred debt is a debt that is beyond the statute of limitations in the state, which means that the creditor cannot take you to court and get a judgment against you. However, creditors may still try to sue you for the debt, hoping that you will not know that it is time-barred. In Kansas, consumer debt defense law is in place to protect you from this type of situation. Under this law, creditors are not allowed to sue or attempt to collect a time-barred debt. If they do, they are liable for any damages you incur as a result of being sued, up to $4,000. Additionally, you have certain rights when it comes to debt collection in Kansas. Creditors are not allowed to harass or deceive you. They must also clearly identify themselves when contacting you and provide written notice that states the amount of the debt. If you are being sued for a time-barred debt, it is important to contact a qualified consumer debt defense lawyer for advice. They can help you understand your rights and represent you in court if necessary. They may also be able to help you avoid paying a debt that is beyond the statute of limitations.
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