What types of cases does a collection defense lawyer handle?

A collection defense lawyer is an attorney who handles cases pertaining to the protection of a person’s credit and debt. They are typically employed by debtors, or individuals who owe creditors money, in order to help them resolve their debt issues and protect their credit score. In South Carolina, a collection defense lawyer can assist clients with seeking a debt settlement, which involves negotiations between the debtor and the creditor. They can also help clients create a payment plan that is agreeable to both parties. Collection defense lawyers can also assist debtors in contesting the validity of the debt, or the amount of the debt owed to creditors. This can be done if a debtor believes that they are not liable for the debt, or that the debt is overstated. In addition, a collection defense lawyer can represent a client in a lawsuit brought by a creditor if the creditor believes that the debt was not paid. They can also assist clients who have been harassed or abused by debt collectors, or those who are facing foreclosure or bankruptcy. Finally, a collection defense lawyer can also help clients understand their rights and obligations under the Fair Debt Collection Practices Act, which is a federal law that regulates the behavior of debt collectors and forbids them from using false or harassing tactics to collect on a debt.

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