What types of cases does a collection defense lawyer handle?
A collection defense lawyer in Washington handles cases involving debt matters. This includes collection activities such as creditors pursuing unpaid debt, debt buyers attempting to recoup money, and collection agents attempting to collect debt on behalf of creditors. The collection defense lawyer also provides advice and counsel to individuals who have been sued by a creditor or debt collector. Such cases involve defending individuals against claims that they owe money, negotiating with creditors and debt buyers to reduce debt and payments, contesting the validity of a debt, and resisting aggressive debt collection tactics. Collection defense lawyers will help clients understand the laws surrounding these debt issues, including the Fair Debt Collection Practices Act. They will also ensure that debt collectors and creditors comply with this Act. Furthermore, collection defense lawyers assist in more complex debt-related proceedings, such as defending individuals against foreclosure actions, filing for bankruptcy, and challenging the legitimacy of a debt. They also help evaluate the situation with respect to the possibility of debt discharge or discharge of specific debts. Ultimately, collection defense lawyers provide relief to individuals who are struggling with debt. They provide advice, counsel and legal representation to ensure that debt collection companies and creditors treat them fairly, while defending them against aggressive collection tactics.
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